On Lauder Teacher’s recent Louder Teach In, Jamie Ratcliff, co founder of Place Base and deputy chair of The Housing Forum, offered a sharp, market rooted take on what the Budget does, and does not, mean for housing supply, affordability, and investment.

Despite an estate weighing in at 6.9 million hectares, the NHS land portfolio is used poorly. Hospitals and services are creaking while staff often struggle to find affordable homes nearby. Most NHS workers spend close to 50% of take-home pay on housing.